Djarum Group Annual Report Full Fixed Jun 2026

Finding a document can be confusing because Djarum Group operates as a private, family-owned conglomerate , meaning it does not publish a single, consolidated public annual report. Controlled by the Hartono family—the wealthiest family in Southeast Asia—the group manages its multibillion-dollar empire through privately held assets and several major, publicly traded subsidiaries.

It is important to clarify a structural detail before diving in. Djarum Group is a private conglomerate owned by the Hartono family (Robert Budi and Michael Hartono). Unlike public companies listed on the Indonesia Stock Exchange (IDX), they are not legally required to publish a consolidated group-wide annual report to the public.

While the , the evidence from 2025 and early 2026 shows a business empire that is both defensive and growth-oriented. Through the combined strength of PT Djarum’s cash flow and BCA’s financial dominance, the Hartono family is well-positioned to maintain its status as a leading business force in Southeast Asia for the foreseeable future.

The Djarum Group is a privately held Indonesian conglomerate, meaning it does not publish a single "full" consolidated annual report for the public djarum group annual report full

BCA’s annual strategy focuses heavily on digital ecosystem integration. The bank’s digital arm, "blu by BCA Digital," targets the tech-savvy, unbanked, and underbanked demographics in Indonesia, recording millions of active users and expanding the group's retail footprint. 3. The Tobacco Engine: PT Djarum

BCA is Djarum's most transparent asset. In 2025, it reported revenue of (approx. $6.8 billion). The Hartono family controls a 51% stake in the bank. Tobacco (PT Djarum):

Tell me your focus, and I can pull the exact figures for you. Finding a document can be confusing because Djarum

While the specific financials of the tobacco wing are private, industry reports often cite Djarum as holding roughly 20% of the Indonesian cigarette market. When reviewing a "full report" context, analysts look for:

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One of Southeast Asia’s largest luxury shopping malls. Djarum Group is a private conglomerate owned by

BCA consistently delivers industry-leading Return on Equity (ROE) often surpassing 20%, driven by its massive low-cost current account and savings account (CASA) deposit base.

The group is increasingly integrating its offline retail (Ranch Market) with its online platforms (Blibli) to create an "omnichannel" experience.

BCA is the largest contributor to the Hartono family's wealth. In 2025, BCA continued to lead in digital banking innovation in Indonesia. Revenue of 111.9 trillion IDR.